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Section 8, also known as the Housing Choice program, is a federally subsidized housing program offering low-income families rental payment assistance in efforts to help them sustain livelihood even when it seem the odds are stacked against them. Families in the program find their own houses Section 8, which must be approved by the local Section 8 office before rental is acquired. If the home passes the inspection, a portion of the rent is paid on behalf of the program participant. The remainder of the rent is the responsibility of the tenant to pay.
The Section 8 housing program is available in most major cities throughout the United States. Because of the program popularity, there often is a lack of available funding, thus names are placed on a waiting list. The section 8 waiting list placement is given to those approved for the program, although the order in which you are placed is based upon numerous factors. Many of the Section 8 houses waiting lists come with waits of one year or longer.
Some government agencies allow Section 8 applications to be completed online, but the feature isn't available for every housing agency. Note any special days and times for open applications online with those that allow an online application process, as many keep them closed until there is available space. Check with the local public housing agency in your area to learn if online applications are available.
Numerous studies conducted concerning Section 8 housing proves that the benefits far outweigh the cons. An average of $500-$1,400 is spent on each family using the housing subsidy, an amount that helps them toward self-sufficiency while helping them sustain their livelihood. Individuals receiving the assistance are able to afford homes and survive, even when there is one parent absent or finances are simply lower than the average family's income.
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